Real estate market development in Ghana : a quantitative approach

Wilfred Kwabena Anim-Odame

Real estate markets in Africa are products of different economic regimes with incongruent characteristics that determine their attractiveness to local and international investors. Each market is as a result unique in terms of development and maturity, and rather finds itself in a regional and global competition. This paper seeks to use results from hedonic models for the residential market in Ghana to examine its attractiveness as an investment vehicle. Further analysis using primary macroeconomic factors have also been undertaken to demonstrate its contribution towards national development. Overall, residential total returns measured in local currency (Cedis) from 1992 to 2007 have run at annualised rate of 37.2% per annum; made up of a relatively stable income return averaging 4.6% per annum and highly volatile capital growth at an annualised rate of 32.4% per annum. Measured in US$, annualised total returns have been 14.6% per annum, with capital growth of 7.7% annually and average income return of 6.7% per annum.

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